Student Credit Card West Bengal Application Form

Student Credit Card West Bengal Application Form: West Bengal Student Credit Card Scheme 2022: Apply Online, Eligibility, Benefits, Registration- West Bengal Student Credit Card Scheme Apply Online and Check Amount, Scheme Eligibility Details here before you start online registration. West Bengal Chief Minister Mamta Banerjee launched the “Student Credit Card Scheme” on June 30, 2021. Now, students can get a maximum loan of Rs.10 lakh with a nominal interest rate of 4 Annual simple interest %. More details about West Bengal student credit card are shared below.

West Bengal Chief Minister Mamata Banerjee has launched the West Bengal Student Credit Card Scheme. The decision to launch this scheme was made at a state cabinet meeting that was held on 24 June 2021. Through this scheme, students studying in class 10 or above can get a loan of up to Rs 10 lakh for higher studies. This loan will be available to them at a very low rate of interest. To make use of the benefit of this loan, students will receive a credit card. With the help of this credit card, students can withdraw the loan amount. All those students who have been living in West Bengal for the past 10 years can benefit from this scheme. Under this scheme, the loans can be used for undergraduate, graduate, doctoral, and post-doctoral studies in India or abroad.

Student Credit Card West Bengal Application Form

West Bengal Student Credit Card Scheme 2022

The Chief Minister of West Bengal, Mamta Banerjee on 24 June 2021 decided to launch the West Bengal Student Credit Card scheme (WBSCC) in the cabinet meeting. It was finally launched on 30 June. The government consulted a lot of educational bodies regarding the implementation of the scheme and concluded that the maximum limit of the loan will be Rs. 10 Lakhs. The rate of interest is as nominal as 4% per annum for simple interest on the loan amount. The State Cooperative Bank and its affiliated banks will lend the loan to them. The students will receive a credit card to pay for their educational expenses. The amount they will withdraw will be the loan amount.

Details Of Student Credit Card In West Bengal

NameWest Bengal Student Credit Card Scheme 2022
DepartmentDepartment of Higher Education
StateWest Bengal
Interest on Loan Amount04% simple interest per annum
Repayment of Loan15 years after getting job
Loan AmountMaximum Rs.10 lakh
Application ModeOffline/Online
BeneficiariesStudents in West Bengal
Scheme Launched on30 June 2021
Maximum Age Limit40 Years
Application eligibilityStudents must be in Class 10 or above

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Student Credit Card Eligibility In West Bengal

  • Only students can benefit from the “Yojana Student Credit Card” launched by the state of West Bengal.
  • The loan can be used by students who are studying above the tenth standard.
  • The upper age limit is 40 years.
  • The applicant must be a permanent resident of the state of West Bengal.
  • The applicant must be living in West Bengal for a period of at least 10 years.
  • The loan can be extended to the preparation for national-level competitive exams such as IPS, WBPSC, IAS, IIT, IIM, etc.
  • Loan repayment period: 15 years after getting a job.
  • This loan may be used for higher education purposes only, not for other business purposes.

Documents Required For Student Credit Card West Bengal

The candidate must maintain the following documents before beginning the online registration process:

  1. Color photo of the application (.jpeg/.png format from 20kb to 50kb)
  2. Color photograph of the Co-applicant / Co-borrower (.jpeg/.png format from 20kb to 50kb)
  3. Student Signature (.jpeg/.png format from 10kb to 50kb)
  4. Co-Borrower/Guardian Signature (.jpeg/.png format 10kb to 50kb)
  5. Student Aadhar Card (PDF format only – 50kb to 400kb)
  6. Student Class Registration Certificate 10 (PDF format only 50kb to 400kb)
  7. Guardian’s Proof of Address (PDF 50kb to 400kb)
  8. Admission Receipt (PDF 50kb to 400kb)
  9. Pan/company student card if you do not have a Pan card (PDF size 50kb to 400kb)
  10. Bread Guardians Card / Entrepreneurship if there is no bread card (PDF size 50kb to 400kb)
  11. Relevant Page of the Brochure/document containing the course fee/registration fee (PDF Size 50kb to 400kb)

Benefits Of Student Credit Card West Bengal

Students will be able to take advantage of the following benefits of the WBSCC scheme:

  • The main benefit of the scheme is that students will get a card that they can easily use to pay for their educational expenses.
  • It can be used for both local and foreign education.
  • The app is very simple and uncomplicated as compared to regular banks app.
  • In addition, the money will be safe and secure, since only the card can be used for payment.
  • Students will never be burdened because they have a 15-year term to repay the loan amount and furthermore, a 1% interest concession will be given if the student can repay in the given time.
  • This will further promote higher education and students will take advantage of all the opportunities they may have as they will be financially supported.
  • Students can not only use the loan amount to study the higher classes but also for the competitive exams like IAS, IPS, CAT, JEE, GATE, NDA, etc.

West Bengal Student Credit Card Program 2022 Apply Online

Eligible students who want to apply online for the West Bengal Student Card Program need to register online at the official website of WBSCC. Some instructions and direct links are given below:

  1. First of all, open the official website of WBSCC (West Bengal Department of Higher Education) i.e.
  2. On the home page through the main menu, click on the “Student Registration” option.
  3. Now the Student Registration – Online Application Form is displayed on your system screen.
  4. The applicant must have to provide the personal details such as name, address, date of birth, Aadhar number, contact details, password, educational qualification etc. After filling in the correct data, press the “Register” button.
  5. Now login with the application ID and password to complete the application process.
  6. Fill in the required details and upload supporting documents.
  7. Check the details provided in the Online Application and go to the Final Submission of this outline. Take a hard copy for future reference.
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